Equity Share

EquityShare calculator

You need a minimum deposit of around 6.5% (9% for properties of £250K and above). If you leave Deposit blank, the calculator will assume you have 10%.

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Illustration

Illustration
£150,000 purchase, 10% deposit, you cover purchase costs
Route 1  Conventional mortgage
You put in:5% deposit          7,500
95% mortgage        142,500
Total        150,000
Monthly cost:Mortgage £       953.71
Route 2  EquityShare
You put in:5% deposit            7,500
75% mortgage        112,500
We put in:20% cash           30,000
Total        150,000
Monthly cost:Mortgage          565.19
Rent          214.32
Total £   779.51
Amount you save each month: £   174.20

 

You can model a specific purchase with the EquityShare calculator (opposite)